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HIGHLIGHTS OF THE ANNUAL CREDIT PLAN 2016-17

The guidelines of priority sector were last revised by RBI on 1st July 2015. Now Medium Enterprises, Social Infrastructure and Renewable Energy will form part of priority sectors, in addition to the existing categories. The distinction between direct & indirect agriculture is also dispensed with w.e.f 01.07.2015. The Annual Credit Plan for FY 2016-17 is prepared as per new guidelines of the Priority Sector.

ACP TARGETS 2016-17

Sector No. of Accounts Amount
Farm Credit 2480508 75927
Out of farm Credit Total Crop Loans 2137653 58521
Agriculture Infrastructure 83990 3184
Ancillary Activities 49129 1877
Total Agriculture 2613627 80989
MSME 382924 16123
Education 38937 1435
Housing 162521 5948
Export Credit 1311 425
Renewable Energy 5277 271
Social Infrastructure 220178 3914
Total Priority Sector 3424775 109104
Non-Priority Sector 64391 4035
Total Credit Plan for 2016-17 3489166 113139

ACP TARGETS 2016-17 VIS-À-VIS 2015-16

Sector Target FY 2016-17 Target FY 2015-16 Growth over previous year % Growth
Total Agriculture 80989 67187 13802 20.54
MSME 16123 13396 2727 20.36
Education 1435 1225 13802 17.14
Housing 5948 4933 1015 20.58
Priority Sector Total 1435 1225 13802 17.14
Non-Priority Sector 4035 3918 117 2.99
Total Plan 113139 92922 20217 21.76
  • Total Plan of agriculture for financial year 2016-17 is Rs. 13802 crore more than the previous year.
  • Total plan of Priority Sector lending for current financial year is Rs. 20100 crore more than the previous year, which is 22.58% more than previous year target.
  • Overall Credit Plan for financial year 2016-17 is Rs. 113139 crore, which is 21.34% more than the previous year.
  • Target of Priority Sector for FY 2016-17 is 36.74% more than the previous year performance in terms of disbursement.

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